coldworld
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07-29-202310:21 AM
07-29-202310:21 AM
My first approvals thread! Amex
I'll keep it short and sweet. Been on a rebuilding journey (in earnest) since the beginning of June. I had an aggressive plan to pay down about 15k worth of debt before the beginning of Aug. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the Bonvoy Brilliant. Instant approval for both cards!
Super excited to get in with Amex on my own. Plat: NPSL and Brilliant: $10k. They pulled EX and TU. Scores in sig aren't quite accurate. Scores are in the low 700s now. I have a CO from GM Financial still reporting, set to come off in Sept of this year.
I thank everyone here for helping me reach this milestone! Next stop Chase Sapphire Reserve later this fall after all my debt is paid off and that baddie falls off.
3B Scores
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GZG
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07-29-202310:26 AM
07-29-202310:26 AM
Re: My first approvals thread! Amex
@coldworldwrote:I'll keep it short and sweet. Been on a rebuilding journey (in earnest) since the beginning of June. I had an aggressive plan to pay down about 15k worth of debt before the beginning of Aug. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the Bonvoy Brilliant. Instant approval for both cards!
Super excited to get in with Amex on my own. Plat: NPSL and Brilliant: $10k. They pulled EX and TU. Scores in sig aren't quite accurate. Scores are in the low 700s now. I have a CO from GM Financial still reporting, set to come off in Sept of this year.
I thank everyone here for helping me reach this milestone! Next stop Chase Sapphire Reserve later this fall after all my debt is paid off and that baddie falls off.
congrats!!
no additional ex pull on the second card either? That's great!
welcome to Amex and good luck on those signup bonuses
Starting FICO 8: 
Current FICO 8: 
3/6, 5/12, 14/24
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BigBS
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07-29-202310:52 AM
07-29-202310:52 AM
Re: My first approvals thread! Amex
Congrats on the approvals and rebuild!
Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23
Total Credit Limit - $2.0M
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CreditMagic7
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07-29-202311:03 AM
07-29-202311:03 AM
Re: My first approvals thread! Amex
Congratulations on your new AmEx Approval!
Message 4 of 18
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Jordan23ww
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07-29-202311:22 AM
07-29-202311:22 AM
Re: My first approvals thread! Amex
Congratulations on your 2 approvals and all your progress so far! Best wishes to you with your credit journey!
Message 5 of 18
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Jeffster1
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07-29-202311:28 AM
07-29-202311:28 AM
Re: My first approvals thread! Amex
CONGRATS 🎉
FICO 8 (3/1/24) EX 805 EQ 824 TU 844
Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 10K I American Express Marriott Bonvoy Bevy 10K I American Express Hilton Honors Surpass 3K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 20K | NFCU CashRewards Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 6.5K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I
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EAT_SLEEP_JEEP
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07-29-202312:27 PM
07-29-202312:27 PM
Re: My first approvals thread! Amex
Congrats on the approvals
KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ CAPITAL ONE SAVORONE $3000 SL
SOCK DRAWERED/ FNBO JEEP CARD $7700/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
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coldworld
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07-29-202301:25 PM
07-29-202301:25 PM
Re: My first approvals thread! Amex
@GZGwrote:@coldworldwrote:I'll keep it short and sweet. Been on a rebuilding journey (in earnest) since the beginning of June. I had an aggressive plan to pay down about 15k worth of debt before the beginning of Aug. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the Bonvoy Brilliant. Instant approval for both cards!
Super excited to get in with Amex on my own. Plat: NPSL and Brilliant: $10k. They pulled EX and TU. Scores in sig aren't quite accurate. Scores are in the low 700s now. I have a CO from GM Financial still reporting, set to come off in Sept of this year.
I thank everyone here for helping me reach this milestone! Next stop Chase Sapphire Reserve later this fall after all my debt is paid off and that baddie falls off.
congrats!!
no additional ex pull on the second card either? That's great!
welcome to Amex and good luck on those signup bonuses
Thank you, and yea only a single EX pull.
ETA: I have a lot of wedding spend coming up. My fiance and I are trying to maximize the return on the money spent lol. We were going to pay cash, but this seems smarter.
3B Scores
----
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brilliantadventure
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07-29-202307:00 PM
07-29-202307:00 PM
Re: My first approvals thread! Amex
Congrats on all of your rebuilding success so far, and on your fantastic Amex instant approvals!! I love being an Amex cardholder - they have some really good offers from time to time. Enjoy your new cards!
FICO 8 (10/2023): EQ 773 | EX 763 | TU 728
Amex Platinum Biz NPSL | Amex Green NPSL | NFCU Platinum $25,000 | Amex Blue Cash Everyday $18,000 | Chase Sapphire Preferred $17,100 | Chase Freedom Flex $12,700 | Discover It $14,000 | Amex Blue Business Plus $10,000 | Capital One SavorOne $7,500 | NFCU CashRewards $6000 | Chase Prime Visa $5,500 | Apple Card $4,000 | Capital One Quicksilver $1,000
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KingRue8500
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07-29-202307:06 PM
07-29-202307:06 PM
Re: My first approvals thread! Amex
Congrats on your AMEX Platinum & Marriott Bonvoy Brilliant approvals
Message 10 of 18
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