OMG Finally back in with American Express aka AMEX (2024)

Why do so many of these start out as I was just fooling around. Let me start by saying back around Covid I was getting behind ... my boyfriend got sick and I was making up his lost income. Then I had reduced hours at work. I then signed up with a debt settlement and they told me to stop paying. Unbeknownst to me I didn't know that American Express doesn't negotiate. So, after most all but 1 baddie were paid. A year ago I was able to fully pay them back. This is without knowing the offering the Optima card and you can't do after the fact.

Tonight, like many times before I did the preapproval pull for the Delta Miles. I have many cash back cards. I slowed down on trying this... I had been thrilled with my FCU $8400 approval 3 months ago. My score jumped recently. I'm somewhere around 680ish but newer ones have me at 700 plus ish on Experian.

It's not a huge start limit. BUT I'm back in with my Member since 2016 for 1k.

• amex approval
• Amex Approved
• AMEX chargeoff
• Amex Delta SkyMiles

Congrats.

Congrats on getting back in.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $205, 500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 20.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

I couldn't get past the first sentence.

5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:

Congrats

Congratulations on your Amex approval!

Congrats!

AMEX Delta SkyMiles Blue Card: 10K, AMEX Bread Cash Back: 14.5k, PenFed PCR: 17.5K, PenFed Gold: 10K, FNBO: 8.1K, CapOne Venture: 6.1K. Chase Amazon: 3K, Gamestop 3k, Best Egg, 2.5K, GM Rewards 2K, Apple Card 2.8K, Tomo 1K, American Express 19.5K (AU), Ally 1.8K AMEX BCP 3K, Lowe's: 25K

Congrats on the approval!

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Chase car loan (35k/6yrs 0.9%)

Woohoo! Congratulations!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce

Woo Hoo Congrats on getting back in with AMEX

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